Privacy Policy

Blueprint Income, LLC (“we” or “us”) is committed to your privacy and takes your privacy seriously. This online privacy notice (“Notice”) describes our collection, use, and disclosure of your information, including your personal information (“Personal Information”, meaning information that can be used to identify you as an individual). This Notice is incorporated by reference into the Terms of Service. We may collect, use, and disclose your information as described in this Notice.

By visiting blueprintincome.com (the “Site”) or using any of our Site features, including applying for a financial product through the Site (collectively, “Services”, and the Site and Services are collectively the “Platform”), you agree that your information will be handled as described in this Notice. Your use of our Platform is subject to this Notice and our Terms of Service.

The Information We Collect About You

As explained in more detail below, we may collect various types of information about you directly from you and from third parties, as well as automatically when you use our Platform or when you otherwise engage with us, such as via chat or phone.

• Information You Provide to Us. We collect information you provide to us when you apply for a product, when you contact us via phone or email, when you use financial calculators or other tools on the Site, or when you otherwise submit information through the Platform. This information may include Personal Information such as your name, physical address, phone number, email, date of birth, employment status, and social security number.
• Information We Collect from Third Parties. We may receive information about you from third parties such as consumer or other reporting agencies; through your interactions with our affiliated companies; from data brokers; and from lead generation or referral partners. In addition, if you are on another website and you opt-in to receive information from us, that website will submit to us your email address and other information about you so that we may contact you as requested. You may also choose to participate in a third party application or feature (such as one of our Facebook (Meta) or Twitter applications or a similar application or feature on a third party website) through which you allow us to collect (or the third party to share) information about you, including usage information and Personal Information, such as lists of your friends, “likes”, comments you have shared, groups and location. Third parties (such as social media companies) may also give you the option to post information about your activities on our Platform to your profile page to share with others within your network. In addition, we may receive information about you if other users of a third party website give us access to their profiles and you are one of their “connections” or information about you is otherwise accessible through your “connections’” web page, profile page, or similar page on a social networking or other third party website or interactive service. We may supplement the information we collect about you through the Platform with such information from third parties to enhance our ability to serve you, to tailor our content to you and/or to offer you opportunities to purchase products or services that we believe may be of interest to you. We will handle such information in accordance with this Notice, but such information may also be subject to the privacy policies of the parties from whom we collect it.
• Information We Collect Automatically. We automatically collect information about your use of the Platform through use of Tracking Technologies (as defined below), such as your browser type and operating system, device identifier (including your IP address or other unique identifier), browsing activity on the Site, links you click on the Site, your IP address, the length of time you visit our Site and, if applicable, the referring URL, or the webpage that led you to our Site. We may combine this information with other information that we have collected about you, including, where applicable, your user name, name, and other personal information. Please see the section “Tracking Technologies” below for more information.

How We Use Your Information

We use your information, including your Personal Information, for the following purposes:

• To provide our Services to you, to communicate with you about your use of our Services, to respond to your inquiries, and for other customer service purposes.
• To tailor the content and information that we may send or display to you, to offer location customization, and personalized help and instructions, and to otherwise personalize your experiences while using the Site or our Services.
• For market research or for other marketing purposes.
• To better understand how users access and use our Site and Services, both on an aggregated and individualized basis, in order to improve our Site and Services and respond to user desires and preferences, and for other research and analytical purposes.
• To administer surveys and questionnaires.
• To comply with legal obligations, as part of our general business operations, and for other business administration purposes.
• Where we believe necessary to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person or violations of our Terms of Service or this Notice.

How We Share Your Information

We may share your information, including Personal Information, as follows:

• Financial Institutions or Advisors: As part of the Services, and as authorized by you, we may share your information with third party financial institutions or advisors for the purposes of processing your application for a product issued by such financial institution. Financial institutions with whom we share your information will use your information in accordance with their separate privacy notices, which we will provide to you. The financial institutions with whom we share your information are bound by contractual obligations to keep your personal information confidential and only use such information for the purposes for which you authorize us to disclose it to them.
• Affiliates: We may disclose the information we collect about you to our affiliates.
• Service Providers: We may disclose the information we collect about you to third party vendors, service providers, contractors or agents who perform functions on our behalf, or who provide the services or products made available through the Site in order to enable those providers to make available those products or services. The third-party vendors, service providers, contractors and agents that we use to support our business are bound by contractual obligations to keep your personal information confidential and only use such information for the purposes for which we disclose it to them.
• Business Transfers: We may share your Personal Information with other entities and our affiliates primarily for business and operational purposes. In the event that we are involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred.
• In Response to Legal Process: We may transfer and disclose your information to law enforcement, government agencies, and other third parties to comply with a legal obligation; or when we believe in good faith that the law or a governmental authority requires such disclosure; to verify or enforce our Terms of Use or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect our rights or property or security of third parties, visitors to our Platform or the public.
• To Protect You, Us, or Others: We also may disclose the information we collect about you where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of our Terms of Service or this Notice, or as evidence in litigation in which we are involved.
• Aggregate and De-Identified Information: From time to time, we may compile or aggregate some of your personal information with personal information from other clients for a variety of purposes, such as data analysis, research, marketing and reporting. If we share any of this aggregate or de-identified information, it will be information that cannot be used by unaffiliated third parties to personally identify you or other clients.

Our Use of Cookies and Other Tracking Mechanisms

Our Platform (and authorized third parties) uses cookies and other tracking technologies to collect information about you, your device, and how you interact with our Platform. This section contains additional information about the types of tracking technologies we use and the purposes for which we use them, the types of information we collect using these technologies, how we disclose or make information available to others, and choices you may have regarding these technologies.

Types Of Cookies And Tracking Technologies We Use

Our Platform and the third parties that we authorize may use the following tracking technologies:

• Cookies, which are a type of technology that installs a small amount of information on a user's computer or other device when they visit a website. Some cookies exist only during a single session and some are persistent over multiple sessions over time.
• Pixels, web beacons, and tags, which are types of code or transparent graphics that contain a unique identifier. In addition to the uses described in Section 4.b. below, these technologies provide analytical information about the user experience and help us customize our marketing activities. In contrast to cookies, which are stored on a user's computer hard drive, pixels, web beacons, and tags are embedded invisibly on web pages.
• Session replay tools, which record your interactions with our Platform, such as how you move throughout our Platform and engage with our webforms. In addition to the uses described in Section 4b below, this information helps us improve our Platform and identify and fix technical issues visitors may be having with our Platform.
• Embedded scripts and SDKs, which allow us to build and integrate custom apps and experiences, some of which may be developed by a third party.

Purposes for Using These Technologies

We and authorized third parties use these technologies for purposes including:

• Personalization, such as remembering user preferences, login details and browsing behavior; tracking your activity across online properties and Platform over time to better understand your preferences and interests; and personalizing your online content;
• Improving performance, such as maintaining and improving the performance of our Platform;
• Analytics, such as analyzing how our Platform is used. For example, we use Google Analytics to help us improve our Platform, performance and user experiences. Google Analytics may use cookies and other tracking technologies to perform their services. To learn how Google Analytics collects and processes data, please visit: “How Google uses data when you use our partners’ sites or apps” located at www.google.com/policies/privacy/partners; and
• Advertising, such as providing you with offers that may be of interest to you; conducting targeted advertising to you on our Platform and those of third parties; and measuring the effectiveness of our communications with you and advertising campaigns, including identifying how and when you engage with our communications.

Personal Information Collected

These Tracking Technologies collect data about you and your device, such as your IP address, cookie ID, device ID, AdID, operating system, browser used, browser history, search history, and information about how you interact with our Platform (such as pages on our Platform that you have viewed, including your specific mouse movements, page clicks, and other session replay information).

Disclosures of Personal Information

We may disclose information, including Personal Information to third parties or allow third parties to directly collect information using these technologies on our Platform such as social media companies, advertising networks, companies that facilitate session replay recordings and analysis, companies that provide analytics including ad tracking and reporting, security providers, and others that help us operate our business and Platform.

Your Choices

Some of the third parties we work with participate with the Digital Advertising Alliance ("DAA") and Network Advertising Initiative ("NAI"). The DAA and NAI provide mechanisms for you to opt out of interest-based advertising performed by participating members here and here. You can also refuse or delete cookies using your browser settings. If you refuse or delete cookies, some of our Platform’ functionality may be impaired. Please refer to your browser’s Help instructions to learn more about how to manage cookies and the use of other tracking technologies. If you change computers, devices, or browsers; use multiple computers, devices, or browsers; or delete your cookies, you may need to repeat this process for each computer, device, or browser. Opting out of interest-based advertising will not opt you out of all advertising, but rather only interest-based advertising from us or our agents or representatives. Some browsers have incorporated Do Not Track (“DNT”) preferences. We do not currently honor such signals.

Third-Party Links

Our Platform may contain links to third-party websites. Any access to and use of such linked websites is not governed by this Notice, but instead is governed by the privacy policies of those third party websites. We are not responsible for the information practices of such third party websites.

Security of My Personal Information

Blueprint Income takes our role in securing your personal information seriously. We employ industry-standard information security practices and we use trusted service providers.

Your personal information is encrypted while stored in our databases. Our backups and development environments are encrypted at rest and only our trained, internal staff will interact with sensitive or personal data and communications with external services are also made over encrypted connections.

We have implemented precautions to protect the information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our best efforts, no data security measures can guarantee security.

You should take steps to protect against unauthorized access to your password, phone, and computer by, among other things, signing off after using a shared computer, choosing a robust password that nobody else knows or can easily guess, and keeping your log-in and password private. We are not responsible for any lost, stolen, or compromised passwords or for any activity on your account via unauthorized password activity. We will never ask you for your password via email, phone, text or chat.

Please do not ever share your password with anyone.

What Choices Do I Have Regarding Promotional Emails?

We may send periodic promotional emails to you. You may opt-out of such promotional communications by following the opt-out instructions contained in the email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails about recommendations or other promotional information we think may interest you, we may still send you emails about your account or any Services you have requested or received from us.

Children Under 13

The Platforms are not directed to children under 13. We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her Personal Information without the parent/guardian’s consent. If we become aware that we have unknowingly collected personally identifiable information from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

Contact Us

If you have questions or comments about this privacy policy, send an email to support@blueprintincome.com, or contact us at the address below:

Blueprint Income, LLC
10 Fan Pier Blvd
Boston, MA 02210

Changes to this Notice

We may update this Online Privacy Notice to reflect changes to our information practices. If we make any material retroactive changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on our Platforms prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.